Transamerica reserves the right to request other evidence of insurability as it deems necessary. It offers all the same features of a general term life insurance policy. Premiums increase annually beginning in year 11 for the 10 year policy, in year 16 for the 15year policy, in year 21. Trendsetter lb series is a term life insurance policy issued by transamerica life insurance company, cedar lb series is a term life insurance policy issued by. Transamerica offers the choice of several term life insurance policies. Transamerica trendsetter portfolio 2017 updates and reprice. Trendsetter lb is term life insurance issued by transamerica life insurance company, cedar rapids, ia 52499. Can i convert a trendsetter lb term policy to other transamerica life insurance permanent products. Premiums increase annually beginning in year 11 for the 10year policy, in year 16 for the 15year policy. The mdi rider is available on trendsetter lb and must be approved by underwriting. Policy forms icc16 tl22, tl22, 22 11107, 6 11107, 5 11107, 4 11107, 3 11107, or 34 11107 issued by transamerica.
Trendsetter super series are term life insurance policies issued by transamerica life insurance company, cedar rapids, ia and in new york by transamerica financial life insurance company, harrison, ny. Jan 14, 2020 what makes transamerica living benefits lb so interesting and unique. Trendsett er lb l iving benefits health insurance mentors. I understand the information obtained by use of the authorization will be used by transamerica life insurance company to determine eligibility for insurance, and eligibility for benefits under an existing policy. Well to start, trendsetter lb is a typical term life insurance policy. Trendsetter lb a term life insurance policy with living benefits most people buy life insurance to leave a financial legacy for those left behind, but what if you suffer from a heart attack, cancer, or stroke, and continue. Premiums increase annually beginning in year 11 for the 10year policy, in year 16 for the 15year policy, in year 21 for the 20year policy, in year 26 for the 25year policy, and in year 31 for the. Tl19 are designed to be nonillustratable under the. For all in force coverage not with a transamerica affiliate company, a copy of the policy pages providing the face amount and premiums is required.
Most people buy life insurance to leave a financial legacy for those left behind, but what if you suffer from a heart attack, cancer, or. Premiums increase annually to age 95, but are guaranteed for the first five years for trendsetter super yrt. Transamerica life insurance company is introducing an allnew portfolio of term products with trendsetter lb. Transamerica lb living benefit term insurance youtube. Transamerica living benefits lb top quote life insurance. For employer group coverage, proof of the face amount is required. Trendsetter lb is a term life insurance policy, policy form icc16 tl23 or tl23 issued by transamerica life insurance company, cedar rapids, ia.
Trendsetter lb a term life insurance policy with living benefits. Trendsetter lb 10 is not eligible for top or top plus. Transamerica term life insurance products can provide. Trendsetter lb is a term life insurance policy, policy form icc16 23 or tl23 issued by transamerica life insurance company, cedar rapids, ia. Transamerica life insurance company application for life. On may 6, 2017, the trendsetter term product portfolio is being repriced to comply with industry requirements. Higher rated applicants may qualify for the trendsetter super. Feb 21, 2014 thank you for taking the time to watch this video, this 4 minute video explains how you can have a low cost term policy that gives you access to tens of thousands. Premiums increase annually to age 95, but are guaranteed for the first five years for trendsetter super yrt on trendsetter super 10, 15, 20, 25 and 30, premiums are guaranteed level for the first 10, 15, 20, 25 and 30 years. The transamerica difference our trendsetter super and trendsetter lb term life products can help create a financial future that you and your family can plan for. Premiums increase annually beginning in year 11 for the 10year policy, in year 16 for the 15year policy, in year 21 for the 20year policy, in year 26 for the 25year policy, and. Trendsetter lb offer a monthly disability income mdi rider providing a monthly income during the time the insured is unable to work because of a qualifying disability for more information on the trendsetter series portfolio of term products, please contact your transamerica sales support team today. Premiums increase annually beginning in year 11 for the 10year policy, in year 16 for the 15year policy, in year 21 for the 20year policy, in year 26 for the 25year policy, and in year 31 for the 30year policy. State specific laws, including ny and wa, take precedence over company guidelines.
Trendsetter lb is a term life insurance policy, policy form icc17 tl21, tl21 0417, tl19 ca 0417 issued by transamerica life insurance company, cedar rapids, ia. Certain occupations do not qualify for the rider coverage. And when you think about it, that peace of mind is a powerful feeling. Keep in mind, the issuance of the policy may depend upon the answers to the health questions on the application. Thank you for taking the time to watch this video, this 4 minute video explains how you can have a low cost term policy that gives you access to tens of. The trendsetter lb is only available through table d. Trendsetter super 10, 15, 20, 25 and 30 are level death benefit term life insurance policies guaranteed renewable to age 105. When youre planning for the future, its good to know you have. The substandard table extra premiums are 25% additional per table, ranging from table a at 25% to table d at 100%. Trendsetter lb is a term life insurance policy issued by transamerica life insurance company, cedar rapids, ia 52499. Trendsetter super yrt is a level death benefit term life insurance policy guaranteed renewable to age 95. Premiums increase annually beginning in year 11 for the 10year policy, in year 16 for the 15year policy, in year 21 for the 20year policy, in year 26 for the.
Trendsetter super, policy form icc16 tl24, tl24 and trendsetter lb, policy form icc16 tl23, tl23, tl19 ca 0417, are term life insurance policies issued by transamerica life insurance company, cedar rapids ia 52499. Transamerica flexibility to fit your needs the trendsetter lb can give you early access to the policys death benefit, should you experience a qualifying chronic, critical, or terminal illness such as stroke, cancer, heart attack, or paralysis. At age 45, michael suffers a serious heart attack and transamerica determines that his life expectancy is about 10. Transamerica lifesales mobile application run a quote. Parttime employees defined as working less than 30 hours per week are not eligible for the mdi rider. You can change the lb policy to a permanent life insurance policy that is available from transamerica. Substandard premiums can easily be calculated by using the applicable rates in the trendsetter lb rate guide. Trendsetter lb quick facts 2015 rd marketing group. You can change the lb policy to a permanent life insurance policy that is available from transamerica life insurance company at the time of conversion. Trendsetter term life pointofsale decision transamerica. Ks apa401008tks rev 01 mpn11008t hip 1008 std replace 898 ks i 1008.